Payment Methods
One of our main priorities here at iOffer is to provide a safe and secure community for our members to have an enjoyable online experience. However, unforeseen issues do arise with the payment process. Some payment options offer more protection than others. We have provided information about each of the payment services we offer so you can decide which is the best choice for you.
In addition to reviewing which payment option suits you best, please remember to also review the seller you are buying from. Check their ratings, feedback, and history to ensure that you are transacting with a credible and legitimate member.
The payments below are listed from the most secure to the least secure. It is highly recommended that you pay sellers with high security payment methods.
Google Checkout |
Advantages
- Free to make payments; fast, convenient, traceable.
- Payments through credit cards, providing some level of fraud protection based on your card bank.
- Track all orders and shipping in one place
- Has a Fraud Protection Policy
Disadvantages
- Does not store past payment information
- Supports only US Dollars (USD) and Pounds Sterling (GBP)
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MpayyLearn More |
Advantages
- Free to open and use; fast, convenient, traceable
- Send payments through the website, your mobile phone, and your social network profile
- Mpayy Buyer Protection; same as credit cards
- Cash back for purchases over $50.00
- $5 New Account Bonus
Disadvantages
- Available only in the United States
- Person-to-Person payments may take 4 days to process
- Retains your bank account information
- Mobile phone must have internet access to send funds
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Amazon PaymentsLearn More |
Advantages
- Free to open and use; fast, convenient, traceable
- Use your existing Amazon.com account to make payments
- Pay with your credit card, bank account debits, or your Amazon Payments balance
- Pay from your mobile device with Amazon TextPayMe
- Amazon’s A-to-Z Guarantee protection
Disadvantages
- Bank account debits and Amazon Payments balance available only in the United States
- Retains your bank account information
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PayPal |
Advantages
- Free, fast, convenient, traceable
- Payment is secure and reversible.
- Supported worldwide.
- Supports multiple funding options, including credit cards and direct bank withdrawals.
- Has their own PayPal Buyer Protection programs.
Disadvantages
- PayPal retains your sensitive information, which may include bank account, personal, and credit information
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Credit Card |
Advantages
- Fast, convenient, traceable
- Credit card providers generally provide some form of protection against fraud. Please check with your issuer.
Below are links to popular credit card protection policies:
Disadvantages
- Prone to fraud and identity theft
- Giving credit card information to unfamiliar merchant sites/accounts.
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Check or Money Order
Advantages
- Traceable to a mailing address
- Proof of payment
- Some banks offer a stop payment service before checks/money orders are cashed
Disadvantages
- Extremely difficult to recover and offers very minimal protection against fraud.
- May get lost in the mail
- Wait time for funds to clear
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Western Union |
Advantages
- Walk-in service; Can be picked up by seller within minutes
- Online status tracking
- Telephone money transfer service
- Next-day payout; bank account delivery; stored-value card
- Insurance system with identification by a control number
Disadvantages
- Extremely difficult to recover and offers very minimal protection against fraud.
- High transaction and foreign exchange fees
- Not traceable and usually not recoverable
- Insecure identification verification
- Possible wait time for funds
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